Finance
Bill Pay Evolves: The Concierge Model Emerges
Bill payment is moving beyond mere transactions, adopting a 'concierge' approach to address consumer anxiety and build stronger relationships.
#fintech 44 articles
Finance
Secured Credit Cards: Banks’ Unsung Growth Engine
Once a tool of necessity for credit-challenged consumers, dynamic secured credit cards are emerging as a scalable growth lever for banks and...
Finance
Insurance Payments Modernization: A New Frontier for Profitability
Outdated payment systems are eroding insurer margins. Modernization offers a path to significant profit recovery, turning a cost center into a margin...
Investing
VC Investment in Crypto-AI Projects Jumps to 40 Cents Per Dollar
Venture capital is increasingly flowing into crypto-AI combo projects, with 40 cents of every VC dollar in crypto now targeting these integrated...
Finance
Consumer Debt Attracts $150 Billion Private Credit Influx
Private credit firms have significantly increased their consumer debt holdings by $150 billion since 2019, reaching $350 billion, as they pursue high-yield...
Finance
Payments Gaps Stifle Community Bank Deposit Growth
Community banks face a critical challenge: while account opening is digitized, a lack of robust payment capabilities prevents accounts from becoming primary...
Investing
Treasury Unveils Strict AML Framework for Stablecoin Issuers
The Treasury Department, FinCEN, and OFAC have proposed a joint rule requiring permitted payment stablecoin issuers to implement robust anti-money laundering and...
Finance
Bolt Cuts Third of Staff, Pivots to AI Core
One-click checkout startup Bolt has cut a third of its staff, citing financial pressures and a strategic shift to become a leaner,...