Finance
Subprime Consumers: A Durable Market Banks Overlook
New data reveals 44 million subprime U.S. adults represent a stable, credit-seeking segment often missed by traditional bank underwriting models.
#consumer finance 4 articles
Finance
Real-Time Payments Evolve Beyond Speed to Cash Flow Management
Record transaction volumes on the RTP® network indicate a shift. Consumers are increasingly using instant payments as cash flow tools, not just...
Finance
Bill Pay Evolves: The Concierge Model Emerges
Bill payment is moving beyond mere transactions, adopting a 'concierge' approach to address consumer anxiety and build stronger relationships.
Finance
Legacy Tech Stalls Issuers as Real-Time Credit Redefines Consumer Needs
Issuers face a critical challenge as consumer credit demands shift to real-time, outcome-focused solutions, exposing the limitations of traditional technology stacks. Paymentology's...