Investing
Gen Z’s £2.4 Million Retirement Challenge: No State Pension Expected
Half of Gen Z anticipates no state pension, driving them to radically rethink retirement. Many are now saving aggressively or exploring high-risk...
#retirement planning 17 articles
Investing
DIY Investors: Knowing When to Seek Professional Financial Help
As DIY investors' financial needs grow complex, especially during decumulation, recognizing emotional traps and overconfidence becomes crucial for knowing when to hire...
Investing
Gen Z Doubts State Pension, Ramps Up Private Savings
Around half of Gen Z do not expect the state pension to exist by their retirement, prompting many to increase private pension...
Markets
Outdated 4% Rule Risks Draining Retirement Savings for Many
A long-standing retirement withdrawal rule, established in 1994, is no longer considered safe by financial experts, yet many retirees continue to rely...
Investing
US Business Owners Increasingly Sell Firms to Staff as Retirement Wave Nears
A 'silver tsunami' of retiring US business owners is driving a surge in employee ownership. This trend offers a path for owners...
Stocks
Australians Demand Over A$1 Million for Retirement Comfort
A new survey by Colonial First State reveals Australians now believe they need over A$1 million to retire comfortably, driven by inflation...
Markets
Social Security Work Rules Shift at Full Retirement Age
A key Social Security rule changes significantly at full retirement age, allowing beneficiaries to work without any reduction to their benefits, unlike...
Investing
Retirees Underspend: Fear of Depletion Harms Lifestyle
Many retirees, driven by fear, underspend their savings, missing out on a fulfilling lifestyle. Morningstar research shows half use overly simple strategies,...
Markets
Retirement Benefits Face 23% Cut Without Action
Future retirees could see Social Security benefits shrink by 23% as the system's long-standing surplus rapidly diminishes, threatening retirement budgets.